Author: misseliza

Overview of Accommodations for Diverse Learners

The target audience for this material is Canadian high school students in grades 11 and 12. Individuals are expected to have basic math knowledge and sufficient English language skills. The course is online semi-asynchronous and requires a computer. If a student does not have access to a computer, one will be provided to them by the high school. Learning challenges that occur in public high schools will be addressed through adaptations for each student’s needs. For example, if a student is visually impaired, text-to-speech audio will be provided.

We believe that any student regardless of their background, learning difficulties, exceptionalities, or potential barriers should be given the opportunity to take our course. Learning about finance is important for everyone from all walks of life.

Here are some examples of adaptations we are prepared to implement in alliance with UDL Guidelines:

  • Hearing impaired: incorporating speech-to-text programs, videos that include subtitles, any audio information will also be provided in text format, text format for the information involved in group assignments, especially communication between group members.
  • Learning difficulty, developmental delay, Autism/Spectrum disorder, or Down syndrome: zoom help sessions with an Educational Assistant and/or one of the instructors to break down tasks into smaller more manageable chunks, scaffolding assignments, options to work at a slower pace, extra help with computer use, assistive technologies specific to the needs of the student, buddy system with another student in the course that would be willing to be a mentor.
  • Mental health issues: regular check-ins with instructors, with good time-management skills, students may take days to themselves due to the course being online.
  • Dyslexia/dyscalculia: larger print, straightforward, simple fonts, text/instructions in audio format, repetition of instructions, fewer items per page, encouraging the use of calculators, option for students to verbally show their learning.
  • Giftedness: extra challenge work, additional inquiry project on finance if needed, opportunities to help/teach other students, modifying certain assignments to further their thinking, deeper-thinking level reflection questions.

References

“The Most Common Disabilities Seen In School.” The Most Common Disabilities Seen in School, https://www.teach-nology.com/teachers/special_ed/disabilities/. Accessed 8 Aug. 2023.

“The UDL Guidelines.” UDL, 19 July 2023, udlguidelines.cast.org/.

Unit 1 – Personal Budgeting

How to De-Stress Budgeting for Your Compliance Program | Corporate  Compliance Insights

Essential Questions

  • Why is it smart to save? 
  • Do I have to save money and always spend as little as I can? 
  • How much money should I save? 
  • How much money can I spend? 
  • How can I save for the future I want (post-secondary education, moving out, gap year, traveling…etc.)?

Learning Objectives

  • Describe how financial planning and budgeting can help achieve goals.
  • Create your own short-term and long-term financial goals.
  • Develop a personal budget.
  • Demonstrate financial planning for the future through projections and career goal-setting

Please review all of the resources before completing your assignments.

Resources

Watch Budgeting Basics 

https://www.youtube.com/watch?v=sVKQn2I4HDM

Read Why budget?

https://studentaid.gov/resources/prepare-for-college/students/budgeting 

Read Budgeting for teens (both links)

https://www.moneyunder30.com/budgeting-for-teens 

https://mint.intuit.com/blog/budgeting/budgeting-for-teens/ 

Read Key budgeting concepts (from the Wealthy Barber)

http://thewealthybarber1.blogspot.com/2011/03/chapter-1.html,

https://redbarninvestmentcounsel.ca/content/uploads/The-Wealthy-Barber-Summary-Notes.pdf 

(Optional) Use budgeting tool that compares your budget to Canadian averages

https://itools-ioutils.fcac-acfc.gc.ca/BP-PB/budget-planner  

Assignments

  • Track your spending over a 2-week period and share your experience in a 200 to 300-word blog post. Did anything surprise you? Did you notice patterns in your spending habits? What types of things did you spend the majority of your money on? Can you identify wants vs. needs within your spending? Did you change the way that you were spending because you were aware that you were tracking it? You can use Google Sheets to document your purchases or do it by hand in a notebook. You do not need to share your spending tracking sheet on your blog, please email it to submit instead.
  • Write at least 1 short-term (within the next 6 months), 1 midterm (within the next 2 years) and 1 long-term (within the next 5 years) personal financial goal. Explain the steps that you will take to achieve them in a 400 to 500-word blog post. Please comment on 1 or 2 of your peers’ blogposts. Click here to see the list of class blogs.